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Super Choice

Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer fund. This is known as super choice, or choice of fund.
But what does it really mean for you and what difference does it make?
Common questions to consider
Some questions you may wish to consider include:
- What is a choice of fund?
- Am I eligible to choose my super fund?
- If I am eligible for Choice, what do I do?
- If I am eligible for Choice, what should I expect from my employer?
- What’s in the Standard Choice Form?
- What funds are eligible Choice Funds?
- What is a ‘default’ fund?
- What happens if my employer doesn’t make contributions to the fund I choose?
- What are my opportunities if I am eligible for Choice?
- What happens if I don’t make a choice or make an invalid choice?
- When will my employer start making payments into my Choice Fund?
- Can my employer reject my choice of super fund?
- How often can I switch to another super fund?
How we can help
We can:
- Advise if choice of superannuation fund laws affect you.
- Review the performance of your current superannuation provider in relation to your goals including how close you are to retirement.
- Make recommendations about your super arrangements, based on your goals and circumstances.
- Recommend alternative fund providers – superannuation products.
- Review any insurance opportunities including buying insurance through your superannuation fund.
What to do next
If you want us to help you with super Choice contact us today.
PFG Financial Services Pty Ltd ABN 23 052 977 189 and PFG Global Pty Ltd ABN 50 679 416 839 trading as PFG Financial Services (Global) are Corporate Authorised Representatives and Credit Representatives of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706. For further details including financial services we can offer you and how we are renumerated, please read the Financial Services & Credit Guide V13.1 & PFG Global Pty Ltd Financial Services & Credit Guide V13.2 General Advice Warning: This website contains general information only. It does not take into account your objectives, financial situation or needs. Please consider the appropriateness of the information in light of your personal circumstances.
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