Creating long term financial rewards

Do you have goals and dreams for the future? Do you want to create long term financial rewards for your family? If so, financial planning is an easy option to get you there. It can help you build wealth for the future, take control of your finances and live a more secure life.

The basics of your financial plan, of course, are in the action of planning. Being aware of your current situation and knowing just where you want to be by a certain date is the first step in planning your financial future. With a well thought out plan that is realistic and easy to follow, it can guide you on your way to financial security.

A Financial Planner from PFG will help you build a plan that can:

• Establish your objectives and goals for the future
• Ensure you make the most of superannuation
• Put the right insurances in place for you and your family
• Identify wealth creation opportunities and strategies
• Help minimise your debt and help you pay off your home sooner
• Identify tax minimisation strategies
• Help you plan for your retirement

At PFG we make the financial planning process enjoyable and EASY!

So book a no-obligation consultation today and start getting your financial plans in place.

Book a no-obligation consultation

Getting the right advice

Without the right financial advice that a Financial Planner can offer, many people continue to live week to week and paycheck to paycheck. There is an increasing number of people reaching retirement age without even $1,000 in savings. This is a sad reality that is unnecessary had they began a financial plan even 10 to 20 years earlier. The truth is, the sooner you begin financial planning, including retirement planning, the easier your life and more secure your future will be.

A very important part of financial advice is to learn to distinguish between your wants and your needs; and to be honest with yourself. Pause and think before making purchases. Avoid impulse buying and consider first if it is an item that is really needed and worth the cost to your financial future. If necessary, when tempted to make a large purchase, go home and think about it for a few days to see if it is still determined as a need.

When designing your financial plan ensure you include ‘fun’ money into the budget. This is money that is set aside for fun and entertainment. A day at the spa, the movies or another treat allows you to have fun and not feel that you are sacrificing your life for financial security. Although your financial future is important, having ‘fun’ money factored into your plan might help you reach your goals easier and make it less strenuous. Remember to not get too carried away in your quest for fun; extra funds can be better served paying off debt or going into a savings account.

With your goals clearly laid out and the beginning of your financial plan set, it is a good idea to regularly meet with your Financial Planner [they already have goals & a plan worked out, which means they’ve already seen a FP to ensure you are staying on track and meeting your goals despite whatever life throws at you. A dip in the economy or a personal crisis can wipe out savings, so having the help of a Financial Planner can help you with guidance even in hardship.

So book a no-obligation consultation today and start getting your financial plans in place.

Book a no-obligation consultation