A Financial Planner is a person who sits with people and discusses their financial goals and objectives. Depending on the clients circumstances these goals can range from short to long term goals or a combinationof both. A Financial Planner is usually able to discuss and advise on everything from wealth creation, debt reduction, insurance planning and help people reach their retirement goals. Other areas that are of importance include; Centre link Benefits, Salary Sacrificing, Superannuation and making sure your mortgage and property planning is on track.
A financial planner is like a personal coach for your money. Our aim is to help you protect your money and help make it grow, so you can have more of the things you want today and in the future
As a planner we take an active role in helping research our client’s circumstances and putting into place a Financial Plan or “roadmap” to help achieve their objectives. I believe it is also important that my clients are well informed and take a keen interest in their finances.
Financial Planners conduct questionnaires and personal interviews to put together a client profile detailing financial objectives, current income, investments, risk tolerance, expenses, insurance coverage, retirement plans, estate plans, and other pertinent information to put together a plan that meets the client’s overall, or specific, financial agenda. As such a Planner needs to constantly keep up to date with legislation, education as well as continuous research and comparisons for each client. So when it comes time to sit down with your Financial Planner, what you see face to face is only the tip of the iceberg.
So finally if you ask yourself “Why do I need a Financial Planner” remember this…
“Just like any other professional service, good financial advice can help you to make the most of what you have and help set you up for a comfortable retirement. “