Interest rate movements have always been hard to predict, but even more so now that more lenders are acting independently of the RBA.
The main reason for taking a fixed rate mortgage is it eliminates all the risk to you that comes with a variable rate mortgage, offering you a fixed repayment amount, with a known interest cost for a definite period of time. This means there is simply no way you will lose the farm or be arguing over money because of interest rate movements on your home loan during the fixed rate period because quite simply the rate repayments and costs, do not change.
So as the banks now try to outdo themselves it offers you a perfect opportunity to Review your Mortgage to see it can help your current circumstances.