We’re living in very uncertain times at the moment- the carbon tax, riots in Greece, the American government needing to increase their credit limit so they can borrow more money, to name a few. Ontop of these problems affecting the investment markets we also have the recent spate of natural disasters which have occurred around the world, and in Australia.
In times of these, it always makes us think closer to home – about our families, our situations and our future. What if we’re not around tomorrow? Do we have the necessaries in place to ensure they have everything they to continue life without you? It’s not exactly the most uplifting conversation to have, but it may be one of the most important.
Apart from insurances, one of the most common things I like to encourage my clients to do is get a Will prepared. A Will is a way of making sure all the things that YOU want to happen when you leave your family behind, will happen. Otherwise, someone else will make those decisions. Why would you trust someone who doesn’t even know you, to make decisions about you and the people you love? It makes no sense at all. Let’s face it, if you do not have a Will, the ramifications for the people you leave behind could be unfair, heartbreaking and not ideal. Why put the people you love through this when a properly structured Will can ensure that your estate is left to the individuals and in the manner YOU choose.
Today, more than ever, Will’s play an important part of our existence and to our families, and the early you get one prepared the more peace of mind you’re likely to have. As a Financial Planner, I encourage all of you to get started and instead focussing on the ‘here and now’, to focus on the future (including beyond your life time).
If you haven’t got a Will in place, I suggest you pick up the phone today.
As an aside, if you enjoyed my blog, why don’t you check out some more of my insights at Dan’s Corner by clicking on this link .
PFG Financial Services