2011 was to be a year in which the global recovery became more selfsustaining,
underpinning further gains in investment markets. Instead
it has turned out to be a year of disasters, starting with the fl oods in
Australia, the New Zealand earthquake, the Japanese earthquake,
tsunami and nuclear disaster, civil war in parts of the Middle East
and North Africa resulting in a surge in oil prices, the US debt ceiling
debacle and ratings downgrade, and of course the deteriorating
European debt crisis.
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